Accounting, taxation & advisory
Tax expertise.
Personal attention.
Tax preparation and guidance for individuals and businesses. Work with a father-and-son firm that takes the time to understand your situation.
How we can help
Tax & accounting
services.
Whether you’re filing a return, running a business, or responding to the IRS, start with the support you need.
Discuss your situationIndividual taxes
Preparation and planning for your personal return.
From self-employment and rental properties to income across states, we help individuals navigate their tax returns and plan ahead.
- Tax preparation
- Tax planning
- Self-employment & rental income
Business taxes
Tax support that keeps your business in view.
We work with business owners on tax preparation and planning, helping make tax responsibilities easier to understand and manage.
- Business tax preparation
- Tax planning
IRS representation
Help understanding a notice and your next steps.
We assist with IRS audits, installment agreements, and Offers in Compromise. Talk with us about your situation and the options that may apply.
- IRS audits
- Installment agreements
- Offers in Compromise
Business consultation
Practical guidance for running your business.
Get help with business formation, QuickBooks setup and reconciliation, sales tax, and payroll filings and deposits.
- Business formation
- QuickBooks
- Sales tax & payroll
Bookkeeping
Organized books and a clearer financial picture.
We help maintain your transactions and prepare monthly financial reports, so you have current books to work from.
- Transaction recording
- Monthly financial reports

Meet Ruddy & Ruddy
Two generations.
One shared purpose.
Tom Ruddy, CPA, and his son Matt Ruddy, EA, brought their practices together to form Ruddy & Ruddy LLC.
Tom previously ran TRCPA in Toms River for decades. Matt worked alongside him before building a practice focused on tax representation. Today, the firm brings tax preparation and representation together for individuals and businesses.
For our clients
Your client portal.
Sign in to upload documents to your tax team and view what you’ve shared, organized by tax year.
Open the client portalReceived an upload request? Use the private link your tax team sent you.
Start a conversation
Let’s talk.
Tell us what you need help with. We offer a free consultation, with appointments in person in Ocean County or remotely by phone or Zoom.
Request a consultation Opens the firm’s consultation form14 Central Ave
Island Heights, NJ 08732
