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Accounting, taxation & advisory

Tax expertise.
Personal attention.

Tax preparation and guidance for individuals and businesses. Work with a father-and-son firm that takes the time to understand your situation.

How we can help

Tax & accounting
services.

Whether you’re filing a return, running a business, or responding to the IRS, start with the support you need.

Discuss your situation

Individual taxes

Preparation and planning for your personal return.

From self-employment and rental properties to income across states, we help individuals navigate their tax returns and plan ahead.

  • Tax preparation
  • Tax planning
  • Self-employment & rental income
Ask us about individual taxes

Business taxes

Tax support that keeps your business in view.

We work with business owners on tax preparation and planning, helping make tax responsibilities easier to understand and manage.

  • Business tax preparation
  • Tax planning
Ask us about business taxes

IRS representation

Help understanding a notice and your next steps.

We assist with IRS audits, installment agreements, and Offers in Compromise. Talk with us about your situation and the options that may apply.

  • IRS audits
  • Installment agreements
  • Offers in Compromise
Ask us about IRS representation

Business consultation

Practical guidance for running your business.

Get help with business formation, QuickBooks setup and reconciliation, sales tax, and payroll filings and deposits.

  • Business formation
  • QuickBooks
  • Sales tax & payroll
Ask us about business consultation

Bookkeeping

Organized books and a clearer financial picture.

We help maintain your transactions and prepare monthly financial reports, so you have current books to work from.

  • Transaction recording
  • Monthly financial reports
Ask us about bookkeeping
Historic panoramic photograph showing the waterfront pavilion centered among nearby buildings

Meet Ruddy & Ruddy

Two generations.
One shared purpose.

Tom Ruddy, CPA, and his son Matt Ruddy, EA, brought their practices together to form Ruddy & Ruddy LLC.

Tom previously ran TRCPA in Toms River for decades. Matt worked alongside him before building a practice focused on tax representation. Today, the firm brings tax preparation and representation together for individuals and businesses.

Tom Ruddy, CPACertified Public Accountant
Matt Ruddy, EAEnrolled Agent

For our clients

Your client portal.

Sign in to upload documents to your tax team and view what you’ve shared, organized by tax year.

Open the client portal

Start a conversation

Let’s talk.

Tell us what you need help with. We offer a free consultation, with appointments in person in Ocean County or remotely by phone or Zoom.

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Find us

14 Central Ave
Island Heights, NJ 08732